Chargeback Letter (Credit Card or Bank Dispute)

Did you get charged for something you didn’t authorize — or didn’t receive what you paid for?

If a merchant refuses to refund you, ignores your requests, or delivered a product or service that wasn’t as promised, this ready-to-use letter helps you formally dispute the charge with your bank or credit card provider.

You don’t need to fight with the merchant.
You need a clear, documented chargeback request.

Download it today and use it immediately.

What this kit helps you do

• Clearly request a chargeback or dispute a transaction
• Present your claim in a firm, professional tone
• Reference common consumer protection and billing dispute standards
• Create a written record that supports your case
• Increase the chances of a successful chargeback review

This letter is designed to help you start the process properly, especially when a merchant refuses to cooperate or stops responding.

What’s included

• Editable Chargeback Letter
• Microsoft Word version
• Google Docs version

Plus simple step-by-step instructions on how to:

• Customize the letter
• Submit it to your bank or card issuer
• Include the correct transaction and merchant details

And a checklist of information to gather before sending.

No confusing banking jargon.
No unnecessary explanations.
Just a clear, usable document.

Who this is for

• U.S. consumers
• Credit card or debit card users
• Anyone disputing an unauthorized or unfair charge
• People who want to take action quickly and professionally

Important notice

This product provides general information and a template only.

• This is not legal advice
• This does not replace a bank or legal representative
• This does not guarantee a chargeback approval

It helps you communicate clearly, document your claim, and submit a formal request that can support your case.

Use it the same day you download it.